UPI Payments Security Tips: UPI payment has changed the way people make payments in India. The situation has become such that now there is money in the account, but there is no cash. Because of this we will get QR code from tea tap to auto driver. With UPI, everything is done in just a few clicks from the smartphone. UPI payment is much faster than any other online payment. UPI payment comes with the support of many banks and platforms. But as online transactions are becoming common, online frauds are also increasing. Cybercriminals are constantly inventing new schemes to cheat users and steal their money. UPI payments are also not safe from these threats, so it is important to take care of some security tips while making UPI payments.
Keep these things in mind while making UPI payment
Use a trusted UPI app
There are many different UPI apps available online, so it is important to choose a reliable and secure one. Some of the most popular UPI apps include Google Pay, PhonePe and Paytm. These apps are available with the support of all major banks.
Keep your UPI PIN secure
Your UPI PIN is the key to your money, so it’s important to keep it safe. Don’t share your PIN with anyone, and never enter it on any website or app you don’t trust. You should also keep changing your PIN regularly.
Verify receiver details
Before making the payment, make sure that you verify the details of the receiver. This may include receiver’s name, UPI ID and mobile number. You can also verify the identity of the receiver using the “Verify Payment Address” feature on your UPI app.
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Beware of Phishing Scams
In phishing scams, scammers use various methods to get your personal information, such as your UPI PIN or bank account number. Many phishing emails and text messages look like they come from a legitimate source. Sometimes you may feel that the mail or message has come from the bank. In this matter you need to be very careful. Never click on any unknown link.
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