Bank Locker Rules: Along with depositing money in the bank, people often take lockers in the bank to keep valuable things like jewellery, property papers. If you want to take it, then we are telling you the easy process of getting it. Along with this, we are also giving you information about the rules related to this, which all locker holders have to follow.
how to get locker
If you are going to get a locker for the first time, then we are telling you about some important rules to get it. If a person has an account with a bank, then you can easily get a locker in that bank. If you do not have an account in which bank, then you may have to wait again. Sometimes customers may have to wait for 6 months to 1 year to get the locker. To get the locker you have to sign a ‘memorandum of letting’ from the bank. In this, you will be given information about all the rules related to using the locker. In this, information about all the conditions will also be given.
How to get Joint Locker?
Apart from single, you can also apply for joint locker in the bank. For this, both the persons will have to come to the bank and sign the joint memorandum. Along with this, you are opening the locker in the bank, where you can also be asked to open a bank savings account. In such a situation, you may have to open an account in that bank.
How much will be the locker rent
It is important to note that the locker rent depends on where your locker is located. Along with this, the fare is also decided on the size of the locker. The fare is different for metro, urban, semi urban and rural areas. Many times banks take 2 to 3 years of rent in advance from the customers. Depending on the size and city, this fare can be between 1,500 to 20,000. Apart from the rent, many other charges can be taken in the initial period in the name of registration fee, rent over due charge etc. Keep in mind that the locker rent of government banks is less than that of private banks.
How to operate the locker
After taking the bank locker, it is very easy to use it. For this, you go to the bank and give information about operating the locker. After this, the bank will ask for all the details from you, which should be entered there. After this, details like your identity card like Aadhaar, PAN will be asked. After this you will get a key. After this, the bank clerk will go with you to the locker room, open the locker half and leave from there. After this you will have the second key, open the lock completely with that. After this, complete the work which has to be removed. After this the clerk will come again and close this locker completely and your work will be completed.
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