Due to the high cost of medical expenses, people’s savings are also ending. At the same time, it is not easy to manage medical expenses when the income is low. Your earnings can also end in medical expenses. Though insurance cover makes this expense manageable.
At the same time there are some expenses which cannot be covered in insurance. OPD expenses can be covered in insurance. In such a situation, people have to spend more money. Generally health policies only cover the expenses of the patient if he is hospitalized for more than 24 hours. Here are four ways to manage your expenses.
OPD Cover
If you want to take a health policy, then you should take a policy covering doctor’s consultation, OPD and other expenses. According to experts, such a policy will reduce your medical expenses. About 70 per cent of health expenditure in India is.
OPD Subscription Plan
You can opt for health financing to manage medical expenses. You can also take a subscription plan on Medical. Once you subscribe to these plans, you can get many things checked.
Look at the health service
This is another effective strategy to reduce OPD expenses. You should avail preventive services such as vaccination, screening and annual check-up covered under your existing health policy.
Develop a healthy lifestyle
Expert says that you should pay more attention to your health and take regular exercise, balanced diet, sleep well. A healthy lifestyle can significantly reduce your overall medical bills and OPD expenses.
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